Department Of Education Takes Down Key Student Loan Forgiveness And Repayment Applications ByAdam S. Minsky, Senior Contributor. Adam Minsky is an attorney and writer focusing on student loans.

Department Of Education Takes Down Key Student Loan Forgiveness And Repayment Applications
ByAdam S. Minsky, Senior Contributor. Adam Minsky is an attorney and writer focusing on student loans.

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Feb 24, 2025, 09:14am EST

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Washington, DC – February 21 : President Donald J [+]
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The Trump administration’s Department of Education abruptly removed two critical applications related to student loan forgiveness and repayment on Friday, throwing an already troubled federal student loan system into greater turmoil.

The department took down the online application portal for income-driven repayment, or IDR. IDR plans are repayment programs that allow borrowers to make payments based on a formula applied to their income and family size, with any remaining balance forgiven, typically after 20 or 25 years in repayment. The department also removed the online application to apply for a federal Direct consolidation loan. Both applications are critical for borrowers pursuing lower payments and loan forgiveness through IDR, as well as the related Public Service Loan Forgiveness (or PSLF) program